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Best Pet Insurance of 2023

Best Pet Insurance

We've reviewed the top pet insurance companies and compared coverage, costs, and reimbursement policies to help you find the right pet insurance for your pet's needs.

We've reviewed the top pet insurance companies and compared coverage, costs, and reimbursement policies to help you find the right pet insurance for your pet's needs.

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$100k+ Annual Limit Reimbursement Multiple Pet Discount

Our Pet Insurance Reviews Process

We compiled our list of recommended pet insurance companies based on a thorough review process that scored each company on a variety of factors. The factors taken into consideration included coverage, costs, reimbursement policies, benefit limits, deductibles, enrollment, claims, service, and more.


Choosing Your Pet Insurance Provider

Who is the best pet insurance provider? This all depends on your requirements. You will need to consider elements such as the monthly cost, deductible, coverage, and any limitations of the plan. Most plans provide coverage for cats and dogs since they are the most common type of pet, but some plans also cover pets like reptiles or birds. Just like your health insurance plan, pet insurance reimburses for medical expenses related to illness, accidents, injuries, surgeries, and sometimes even regular wellness checkups. Often you can purchase a plan that’s tailored for exactly what your pet needs, or what your most common vet expenses are, but know that coverage varies from plan to plan and the monthly premium can change based on the type of pet you have, their breed, age and health history, so it’s important to view rates of several different providers to determine which plan best suits your needs. 

Frequently Asked Questions

What is pet insurance?

Pet insurance is a type of insurance that helps cover the cost of veterinary care for your pet in case of an accident or illness. It can help you pay for unexpected veterinary bills that can be quite expensive. Pet insurance is especially important if you have a pet that is prone to health issues, or if you want to have peace of mind knowing that you can provide the best care for your pet.

How much does pet insurance cost?

The cost of pet insurance can vary depending on a number of factors, including the type of pet you have, its age, and its breed. The cost of pet insurance can range from around $10 to $100 per month. It’s important to shop around and compare policies to find one that fits your budget and offers the coverage you need.


How do I choose a pet insurance provider?

When choosing a pet insurance provider, it’s important to look at several factors, including the types of coverage offered, the cost of the policy, the reputation of the company, and the customer service experience. It’s also important to read the fine print and understand any exclusions or limitations in the policy.

What does pet insurance cover?

Pet insurance plans vary, but most cover accidents, illnesses, and some preventive care. Accident coverage typically covers unexpected injuries, such as broken bones or injuries from being hit by a car. Illness coverage typically covers treatment for illnesses like cancer, diabetes, and other chronic conditions. Some pet insurance plans also cover preventive care, such as vaccinations and routine check-ups.


How do I file a claim with my pet insurance provider?

Filing a claim with your pet insurance provider typically involves submitting a claim form and supporting documentation, such as receipts and veterinary records. Some pet insurance providers allow you to submit claims online, while others require you to submit claims by mail. Be sure to understand the claims process before choosing a pet insurance provider, and keep all relevant documentation on hand in case you need to file a claim in the future.