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Best Pet Insurance of 2022

We've reviewed the top pet insurance companies and compared coverage, costs, and reimbursement policies to help you find the right pet insurance for your pet's needs.

We've reviewed the top pet insurance companies and compared coverage, costs, and reimbursement policies to help you find the right pet insurance for your pet's needs.

Our Top Choice
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Most Affordable
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Best Coverage
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  • Best Overall
    #1
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  • #2
    • Lemonade logo
      USER RATING
      OUR RATING 9.4
      OUR RATING 9.4
    • Lemonade

      Coverage Starting At $10/Month
      • Coverage starting at as little as $10 per month
      • Annual limit $5,000 to $100,000
      • Diagnostic and surgical procedures, hospitalization, and prescriptions covered
      • Optional preventive care policy available
      • Live chat with veterinary experts through mobile app
      • Bundle with Lemonade renters or homeowners insurance for discounted rates

      View Lemonade Pet Insurance Deals >
    • Coverage Starting At $10/Month
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    DETAILS
  • #3
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  • #4
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  • #5
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  • #6
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  • #7
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Our Pet Insurance Reviews Process

We compiled our list of recommended pet insurance companies based on a thorough review process that scored each company on a variety of factors. The factors taken into consideration included coverage, costs, reimbursement policies, benefit limits, deductibles, enrollment, claims, service, and more. 

Choosing Your Pet Insurance Provider

Who is the best pet insurance provider? This all depends on your requirements. You will need to consider elements such as the monthly cost, deductible, coverage, and any limitations of the plan. Most plans provide coverage for cats and dogs since they are the most common type of pet, but some plans also cover pets like reptiles or birds. Just like your health insurance plan, pet insurance reimburses for medical expenses related to illness, accidents, injuries, surgeries, and sometimes even regular wellness checkups. Often you can purchase a plan that’s tailored for exactly what your pet needs, or what your most common vet expenses are, but know that coverage varies from plan to plan and the monthly premium can change based on the type of pet you have, their breed, age and health history, so it’s important to view rates of several different providers to determine which plan best suits your needs.